-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, PGFsir9JsGPMgzJ7eqJs0aHKQmF4XjVk4qofaEPKWbQ8YxjZO41TkD78E3ggGZNL xpyiY8OAbtYAA1TPJn4R8A== 0001065407-99-000037.txt : 19990217 0001065407-99-000037.hdr.sgml : 19990217 ACCESSION NUMBER: 0001065407-99-000037 CONFORMED SUBMISSION TYPE: SC 13G/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 19990216 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: FIRST KEYSTONE FINANCIAL INC CENTRAL INDEX KEY: 0000856751 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 232576479 STATE OF INCORPORATION: PA FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: SC 13G/A SEC ACT: SEC FILE NUMBER: 005-46773 FILM NUMBER: 99540194 BUSINESS ADDRESS: STREET 1: 22 WEST STATE ST CITY: MEDIA STATE: PA ZIP: 19063 BUSINESS PHONE: 6105656210 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: FIRST KEYSTONE FINANCIAL INC EMPLOYEE STOCK OWNERSHIP PLAN CENTRAL INDEX KEY: 0001035005 STANDARD INDUSTRIAL CLASSIFICATION: [] FILING VALUES: FORM TYPE: SC 13G/A BUSINESS ADDRESS: STREET 1: FIRST KEYSTONE FINANCIAL INC STREET 2: 22 WEST STATE STREET CITY: MEDIA STATE: PA ZIP: 19063 BUSINESS PHONE: 6105656210 MAIL ADDRESS: STREET 1: FIRST KEYSTONE FINANCIAL INC STREET 2: 22 WEST STATE STREET CITY: MEDIA STATE: PA ZIP: 19063 SC 13G/A 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (Amendment No. 2)* FIRST KEYSTONE FINANCIAL, INC. - --------------------------------------------------------------------------- (Name of Issuer) COMMON STOCK, $0.01 PAR VALUE PER SHARE - --------------------------------------------------------------------------- (Title of Class of Securities) 320655 10 3 - --------------------------------------------------------------------------- (CUSIP Number) December 31, 1998 - --------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [x] Rule 13d-1(b) Page 1 of 6 Pages - --------------------------- --------------------------- CUSIP NO. 320655 10 3 13G Page 2 of 6 Pages - --------------------------- --------------------------- - ----------------------------------------------------------------------------- 1. NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON First Keystone Financial, Inc. Employee Stock Ownership Plan Trust - ----------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [ ] - ----------------------------------------------------------------------------- 3. SEC USE ONLY - ----------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION United States - ----------------------------------------------------------------------------- 5. NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH SOLE VOTING POWER 200,356 - ----------------------------------------------------------------------------- 6. NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH SHARED VOTING POWER 99,294 - ----------------------------------------------------------------------------- 7. NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH SOLE DISPOSITIVE POWER 200,356 - ----------------------------------------------------------------------------- 8. NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH SHARED DISPOSITIVE POWER 99,294 - ----------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 299,650 - ----------------------------------------------------------------------------- 10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [ ] - ----------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 13.21% - ----------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON EP - ----------------------------------------------------------------------------- - --------------------------- --------------------------- CUSIP NO. 320655 10 3 13G Page 3 of 6 Pages - --------------------------- --------------------------- Item 1(a) Name of Issuer: First Keystone Financial, Inc. Item 1(b) Address of Issuer's Principal Executive Office: 22 West State Street Media, Pennsylvania 19063 Item 2(a) Name of Person Filing: First Keystone Financial, Inc. Employee Stock Ownership Plan Trust. Item 2(b) Address of Principal Business Office or, if None, Residence: First Keystone Financial, Inc. 22 West State Street Media, Pennsylvania 19063 Item 2(c) Citizenship: United States Item 2(d) Title of Class of Securities: Common Stock, par value $0.01 per share Item 2(e) CUSIP Number: 320655 10 3 Item 3. If this statement is filed pursuant to Rules 13-d(b), or 13D-2(b), check whether the person filing is a: [x] An employee benefit plan or endowment fund in accordance with Rule 13d-1(b)(1)(ii)(F). Item 4. Ownership. (a) Amount beneficially owned: 299,650 - --------------------------- --------------------------- CUSIP NO. 320655 10 3 13G Page 4 of 6 Pages - --------------------------- --------------------------- (b) Percent of class: 13.21% (c) Number of shares as to which such person has: (i) Sole power to vote or to direct the vote 200,356 ------- (ii) Shared power to vote or to direct the vote 99,294 ------ (iii) Sole power to dispose or to direct the disposition of 200,356 ------- (iv) Shared power to dispose or to direct the disposition of 99,294 ------ The First Keystone Financial, Inc. Employee Stock Ownership Plan Trust ("Trust") was established pursuant to the First Keystone Financial, Inc. Employee Stock Ownership Plan ("ESOP"). Under the terms of the ESOP, the Trustees must vote the allocated shares held in the ESOP in accordance with the instructions of the participating employees. Unallocated shares held in the ESOP will be voted by the ESOP Trustees in the same proportion for and against proposals to shareholders as the ESOP participants and beneficiaries actually vote shares of Common Stock allocated to their individual accounts. Any allocated shares which either ab- stain on the proposal or are not voted will be disregarded in determining the percentage of stock voted for and against each proposal by the participants and beneficiaries. Item 5. Ownership of Five Percent or Less of a Class. Not Applicable. Item 6. Ownership of More than Five Percent on Behalf of Another Person. Edward Calderoni, Edmond Jones and Donald A. Purdy ("Trustees") of the Trust, which holds 299,650 shares of common stock of which 99,294 shares had been or were in the process of being allocated to the accounts of participating employees as of December 31, 1998 and 200,356 shares of common stock which have not yet been allocated to the accounts of participating employees, and which will be voted by the Trustees pursuant to the terms of the ESOP and may be deemed to be beneficially owned by the Trust. The ESOP does not own more than 5% on behalf of another person. Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company. Not Applicable. - --------------------------- --------------------------- CUSIP NO. 320655 10 3 13G Page 5 of 6 Pages - --------------------------- --------------------------- Item 8. Identification and Classification of Members of the Group. Not Applicable. Item 9. Notice of Dissolution of Group. Not Applicable. Item 10. Certification. By signing below, we certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. - --------------------------- --------------------------- CUSIP NO. 320655 10 3 13G Page 6 of 6 Pages - --------------------------- --------------------------- SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. FIRST KEYSTONE FINANCIAL, INC. EMPLOYEE STOCK OWNERSHIP PLAN TRUST Date: February 16, 1999 By: /s/ Edward Calderoni ---------------------------------------------- Name: Edward Calderoni --------------------------------------- Trustee for First Keystone Financial, Inc. Employee Stock Ownership Plan Trust Date: February 16, 1999 By: /s/ Edmond Jones ---------------------------------------------- Name: Edmond Jones --------------------------------------- Trustee for First Keystone Financial, Inc. Employee Stock Ownership Plan Trust Date: February 16, 1999 By: /s/ Donald A. Purdy ----------------------------------------------- Name: Donald A. Purdy ---------------------------------------- Trustee for First Keystone Financial, Inc. Employee Stock Ownership Plan Trust -----END PRIVACY-ENHANCED MESSAGE-----